After our last post on Savings Rate, we would like to set the baseline for our P2P portfolio. As of this month the total value is 10 298.61€. Currently spread between two platforms.
The percentage is the return to date of each investment. We did an increase in our investments in P2P to circa 20% of our portfolio and therefore the interest should start to kick in next month (September).
For the sake of simplicity we have invested 5k in each platform as the principal which means the rest has been interests so far.
This month we increased the investments here from 1.5k in Mintos to 5k and from 1k in Robo.cash to 5k. I’ve been happy with the output so far so we shouldnt be changing much for the time being.
Mintos released this month a huge list of 16% loans which i was able to catch some 🙂 Issue? They were only for 30d..this has of course meant i had to keep an eye on the platform to make sure i put my money running once the loans are finished and the principal received.
In case you would like to invest in Mintos you can get some bonus percentage (up to 1% more) additional if you do it via a referral link. Why not mine? here
Similar to Mintos platform we have Robo.cash. Here is a bit simpler. We dont select the investment as the platform does this for us. Its easy and the pay-out has been around 12% so far. Not bad!
Want to learn more about P2P?
For some reviews about P2P you can check the review by The Poor Swiss here and by The obvious investor here